Health Insurance - About the UMR PPO

The Graduate Student and Postdoctoral Employee PPO Plan provide benefits for you and your covered dependents through UMR, Inc. In a PPO plan, hospitals, physicians, and other health care providers agree to join the plan's provider network.  These in-network providers agree to charge reduced fees to plan participants, and the plan pays a higher percentage of the cost of care received from these providers.  The plan gives you the flexibility to visit any providers you choose, but visiting in-network providers can save you money and the time associated with filing claims for reimbursement.  For the UMRPPO, with most types of care received in-network, you pay only a copayment at the time you receive services (within plan limits). For the Deductible

Prescription drug benefits for the UMR PPO plan is administered by Express Scripts through UMR.

To Find a Preferred Provider for the UMR PPO:


UMR Summary Plan Description

For additional information regarding Health Benefits, please refer to Health Care section of the Postdoctoral Benefits Handbook.

Postdoctoral Employee Benefits Enrollment Form

UMR Plan Summary of Benefits and Coverage (SBC)


Health Insurance - Postdoctoral



Contact your campus benefits office for more information.

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