Voluntary Short Term Disability

The Research Foundation offers eligible employees the option to purchase additional short-term disability coverage, through Sun Life, beyond those provided by the New York State Disability Benefits Law (DBL).  Effective January 1, 2016, the insurer is First Reliance Standard Life.

  • You pay the full cost of this benefit. See the Enrollment Kit for an illustration of cost based on salary (rates subject to change).
  • You may purchase a weekly benefit in $100 increments not to exceed the lesser of $2,000 or 60 percent of salary.
  • Your benefit is offset by the benefits provided by New York State Disability (DBL), but the benefit will never be less than $25 per week.
  • You can receive benefits up to a maximum of 26 weeks.

An employee working at least 50 percent of full time on a regular appointment and whose annual salary is at least $15,000 is eligible to enroll in the plan. 

If you enroll for the plan when you are first eligible to do so, you are guaranteed coverage without medical examinations or questions, and you will not be subject to any pre-existing condition exclusions.


For additional information, please refer to your Benefits Handbook.



You may enroll via Employee Self Service ( during your initial 60 days of eligible employment. Enrollment at any other time must be done by submitting a completed Benefits Enrollment form and Voluntary Short-Term Disability Enrollment Form to your campus Benefits Office.


Special Enrollment Opportunity November 1-30, 2015

You can enroll or increase coverage up to the plan limits effective January 1, 2016 without providing evidence of insurability.  Any claims within the first 12 months of any new or increased coverage will be subject to a pre-existing condition exclusion. So if you were diagnosed in the last three months of 2015 with a condition for which you file a claim in 2016, all or part of your claim may be denied.  For example if you are pregnant now, your pregnancy disability claim will not be paid for any new amounts you elected during this special enrollment period.  You can enroll via self service by logging in to


Voluntary Short Term Disability



Contact your campus benefits office for more information.

Copyright 2013 Research Foundation of SUNY