Coverage becomes effective on the date of hire, eligibility, or fellowship appointment, if the graduate student or fellow enrolls within 45 days. If the student or fellow does not enroll within 45 days of becoming eligible, there will be a 30-day waiting period before coverage begins.
Employees or fellows who meet the eligibility criteria can also enroll in the plan during the open enrollment period from November 1 to November 30 of each year.
Employees and fellows must produce two documents that substantiate financial interdependency with their partner. Examples of acceptable documentation are provided on the Affidavit of Financial Interdependency.