The RF’s Graduate Student Employee Health Plan (GSEHP) provides hospital, medical and prescription drug benefits to eligible fellows and graduate student employees. When you enroll in the GSEHP, you are automatically enrolled in the Dental Care and Vision Care plans.
The GSEHP is a preferred provider organization, or PPO, plan. In a PPO plan, hospitals, physicians and other health care providers agree to join the plan’s provider network. These in-network providers, which include SUNY Student Health Centers, agree to charge reduced fees to plan participants, and the plan pays a higher percentage of the cost of care received from these providers. The plan gives you the flexibility to visit any providers you choose, but visiting in-network providers can save you money and the time associated with filing claims for reimbursement. For most types of care received in-network, you pay only a copayment at the time you receive services (within plan limits). To locate an in-network provider, visit www.umr.com.